Bring expenses, income, budgets and useful insights into one simple place — on the web, Telegram and WhatsApp. Everything important at a glance.
Free plan available · No credit card required
Four Surfaces, One Platform
Every surface syncs automatically. Pick the one that fits your moment — or use them all.
How It Works
Whether you type, chat, or photograph — Nordic Expense handles the rest.
Type, chat, or photograph a receipt. Nordic Expense understands natural language and reads receipts with AI.
Expenses are automatically categorized. AI learns your habits and gets smarter over time.
See your spending in real-time. Budgets update instantly. Get alerts before you overspend.
Monthly reports, trends, anomaly detection. Know exactly where your money goes.
Features
Not just tracking — understanding. Every feature designed to give you control.
Photograph any receipt. Our OCR reads the merchant, amount, date, and individual items. Review and save in one tap.
Set budgets per category. Get alerts before you overspend. Understand your patterns with trends and anomaly detection.
Automatically detect and track subscriptions and recurring charges.
Share budgets and track expenses with family in separate workspaces.
Track expenses in EUR, USD, GBP, SEK, NOK and 30+ currencies.
Automatic backups keep your data safe and restorable.
Get notified on Telegram or WhatsApp when you approach budget limits.
Natural language understanding categorizes expenses automatically.
Conversational Finance
No forms. No apps to open. Just tell Nordic Expense what you spent — in your own words, in any language — and it's tracked instantly.
Full analytics, budget management, detailed reports, CSV/PDF exports, and workspace control.
Full-featured with inline keyboards, instant reports, budget alerts, and OCR scanning.
Natural conversation tracking, receipt photos, bank statement import, and smart memory.
Why Nordic Expense
Your financial data stays yours. No selling to third parties. Export or delete everything anytime.
Export your financial records in standard formats and keep control of your own data.
No hidden fees, no surprise charges. Free plan forever. Upgrade or downgrade at any time.
Track smarter — set up in under 2 minutes.
No credit card required · Free plan forever · Setup in 2 minutes
